When accidents happen in Schaumburg, whether on busy roads like Golf Road or Higgins Road, or in surrounding cities such as Arlington Heights, Palatine, or Elk Grove Village, a police officer often arrives to document the accident scene. That report can seem like the most important piece of evidence for your claim, but as an attorney with years of experience representing families across Schaumburg and throughout Illinois, I know that relying solely on a police reportis a mistake.
Police officers do their best to record the details they see, but a report is just one perspective. It may contain errors, omissions, or assumptions made under stressful circumstances. Insurance companies often use the report against you if there are inconsistencies or unclear statements. As your attorney, my job is to look beyond the police report and build a stronger case supported by medical evidence, witness testimony, photographs, video footage, and expert analysis. Only by gathering every available piece of evidence can we present the full picture of what really happened and pursue the compensation you deserve.
Schaumburg is a vibrant community where thousands commute daily to Chicago and surrounding suburbs like Des Plaines, Rolling Meadows, and Buffalo Grove. With so much traffic, accidents are unfortunately common, and victims need to understand the limitations of a police report. Let me explain why it’s only the starting point, not the finish line, when it comes to proving your claim.
Police Reports May Contain Errors
Police officers respond quickly to accident scenes, often under pressure to reopen traffic lanes or handle multiple emergencies at once. This can lead to mistakes in the report. Names can be misspelled, witness statements misquoted, or diagrams drawn inaccurately. If your case rests only on that document, even a minor mistake can harm your ability to recover compensation. By conducting a thorough investigation, I make sure errors in the report do not dictate the outcome of your case.
Police Reports Do Not Capture Every Detail
A police report usually includes basic information: the date, time, and location of the crash, along with statements from drivers and witnesses. However, it rarely addresses the bigger picture. Was the other driver texting? Did surveillance cameras capture the accident? Were there skid marks, debris, or vehicle damage patterns that suggest reckless driving? As your attorney, I gather this missing information to prove negligence beyond the written report.
Insurance Companies May Twist The Report In Their Favor
Even when a report supports your version of events, insurance companies may argue otherwise. They may claim the officer did not witness the crash firsthand or suggest the report is biased. This is especially true in cases where the report notes “contributing factors” instead of placing clear fault. Relying on my legal guidance ensures that your claim is not dismissed or minimized based on how an insurer interprets the report.
Independent Evidence Strengthens Your Claim
At SJ Injury Law, we supplement the police report with photographs of the scene, dashcam or security footage, medical records, and expert testimony. For example, an accident reconstruction specialist can analyze physical evidence like skid marks or vehicle damage to explain exactly how the crash occurred. This level of detail helps counter any inaccuracies in the police report and gives your case credibility in negotiations and, if necessary, in court.
Your Statement Matters Too
Sometimes the police report may not fully reflect your side of the story. Stress, injuries, or confusion at the scene can make it difficult to explain clearly what happened. Later, when you’ve had time to recover, your memory of the events may provide crucial details that were left out. I take the time to record your statement accurately and make sure it is backed up with supporting evidence. This way, the full truth is presented—not just what made it into the initial report.
FAQs About Police Reports And Accident Claims
Can I Still Win My Case If The Police Report Says I Was At Fault?
Yes. Police reports are not final determinations of liability. They reflect one officer’s interpretation at the scene. By presenting other evidence such as witness testimony, photographs, and expert analysis, we can often challenge a report that unfairly assigns blame.
Are Police Reports Admissible In Court?
Not always. In many cases, police reports are considered hearsay and may not be admissible at trial. However, they can still influence insurance negotiations. This is why supporting evidence is critical—it ensures your claim does not depend solely on whether the report can be used.
What If The Police Report Contains Mistakes?
Errors are common, and they can be corrected. If a witness was misquoted or key information was left out, I can request an amendment. Even if the police decline to make changes, additional evidence can be used to correct the record.
Do I Need An Attorney If The Police Report Supports My Claim?
Yes. While it’s helpful when the report favors you, insurance companies may still dispute your injuries or argue the damages are exaggerated. Having an attorney ensures that your claim is fully supported with medical documentation, expert opinions, and other evidence.
Can I File A Claim Without A Police Report?
Yes. While a police report is helpful, it is not required to file a personal injury claim. Other forms of evidence can establish fault and damages. That said, obtaining the report when available is always recommended because it provides a starting point for investigation.
How Long Do I Have To File A Claim After An Accident In Illinois?
In Illinois, you generally have two years from the date of the accident to file a personal injury claim. Wrongful death cases also follow a two-year limit, starting from the date of death. Missing this deadline can prevent you from recovering compensation, so acting quickly is essential.
Why Do Insurance Companies Rely So Heavily On Police Reports?
Because reports are created by law enforcement, insurers use them to argue their position. They may claim that the report favors their insured driver or minimizes your injuries. My job is to ensure that the report is placed in context and that all available evidence is considered.
Call SJ Injury Law To Protect Your Rights
At SJ Injury Law, I understand how devastating an accident can be and how important it is to prove your case with strong evidence. A police report is only the beginning. With more than 50 years of combined experience, our team has recovered millions of dollars for families in Schaumburg, Chicago, Arlington Heights, and throughout Illinois. We provide aggressive yet compassionate representation, ensuring you receive the medical treatment and financial recovery you deserve.
Do not let a police report decide the outcome of your claim. Contact our Schaumburg auto accident attorneyat SJ INJURY LAW by calling (847) 434-3555to receive your free consultation. We proudly serve Schaumburg, Chicago, and communities across Illinois, and we are ready to fight for your rights and help you Claim Your Justice®.